Alright, called Rite Aid and made an ass of myself. Turns out payday is tomorrow, I somehow had myself convinced it was supposed to be this last Thursday and got myself all messed up. That means I overdrew my account with my normal balance, which is a complete shame on my part because that's CARELESSNESS.
Time to get this all figured out, calculate what I've been spending on and see if I'm on semi the right track.
Right now my balance is $1,300. That's $200 LESS than I had in May, meaning I haven't saved anything all summer. Isn't that great? At least it's better than having NO money this time last summer.
7/26: Got paid $178, crappy paycheck because of the california trip.
That's $226. In two fucking weeks, even when I was trying to save. That of course doesn't include about the $40 I've spent at Rite Aid. I started with $285 in my account at the beginning of this last paycheck and dwindled it down to nothing.
The amp and the guitar lessons are an investment. Eventually they will make me money when I'm giving lessons myself.
Clearly, no more restaurant expenses. I decided that on the 28th but then of course I got invited to this Mizu thing. I've got $30 in my checking account. I get paid on Thursday so I'll have no money until then. I'm so irritated with this California trip, it's fucked me up so bad. I just wanted to earn $1500 this summer. I've been trying so hard but it's impossible....
I've made no money this summer, zip, and I've tried so hard... maybe I should have tried harder, not gone out to see friends in town as often, I really don't know. I checked my bank statement for May and it said I have $1600 back then... I have $1533 in the bank right now, $200 until my next paycheck.
My upcoming expenses between now and when I move are pretty steep. Here's my budget for July 28-Sept 10:
-Amplifier, $200
-Differin, $70
-About $60 for gas
-$80 for Jacob
-$30 for Mac Careblend makeup
-$100 misc nessasary expenses
-$50 for medication
total: $590
I've got 4 paychecks between now and the end, adding up to about $1000, sans the expenses = about $400 that I could potentially save. My goal is to have $1,750 in the bank at the end.
This just sucks, I feel like I've done hardly anything this summer except sit in my room practicing and work. I've hung out with friends, which can get expensive but most of the time me and my friends just sit around anyway because I never want to do anything because I don't like spending the money on gas.
Meh, I should try not to stress out about these things. It really shouldn't matter that much to me but for some reason it always has because the stress my parents have put on me about saving; predominantly just my Dad.
Why does this feel more to me like prison than anything exciting?
I'm afraid that in this application I seem way too stuck up about things, but I answered as truthfully as I could. I want to have fun while I'm up there but at the same time I can't have a super annoying bitch for a roomate that's always having people come in and out. I applied for a Japanese roomate, too.
I really, really hope I get into Buchanen Towers. Reason being, I absolutely need a kitchenette for my orthorexia. If I don't have one, I'll be pretty miserable having to go to some public kitchen thing and have to wait in line to use a microwave....
Idk this whole thing just sounds like prison, I'm not excited to go at all. I don't know if it's just how much it's going to cost that stresses me out or the fact that I've never even gotten the opportunity to go to the campus. That and I have no "connections" or friends up there, and I'm really paranoid about being on my own. My mom has somehow really taken the air out of this whole thing by being so gung ho about college but in reality I see how fucked up the system is. It's extremely expensive and they're going to expect me to declare my major right after the first quarter. My dad is all pissed off that I want to continue to take accounting courses at cbc until I leave but I need to make sure I'm good at this before jumping into some business major that I may or may not do well in.
I just wish I knew for sure what I wanted to do. I know what I enjoy doing and I know what will make me more money. Money is the number one priority but at the same time I don't want to be miserable in my profession. All I really know is what I don't want to do... Still. I don't like anything science or medical. That eliminates a lot. I don't think I have the mental capacity to memorize all that's required for law, though I love learning about criminals I wouldn't want their lives in my hands. I know I can't major in Japanese, because unless I want to live in Japan the rest of my life that's pretty much unemployable. I don't want to take the easy way out with some psychology degree or something because there's no jobs in that. all that being said, business is my only option, and accounting seems to click well enough. It's just really boring.
BUT better be stuck in a boring job and make good money than have a lame degree that can't get me a job and have hardly any money. That to me is a nightmare. The worst, WORST case scenario is being financially dependent on a man, and this is my only way to make sure that it never happens. This is literally my worst nightmare. I see these pathetic ass women that rely on their husbands financially and because of it stay in abusive relationships. The way that my luck has been with relationships, I want to make sure that I always have the option to divorce and still take care of my kids and give them everything they need. hell, that is if I even get married someday.
Yeah, I'm in a bad mood and feel like crying for some reason. I always feel super sick and overwhelmed when I think about leaving it doesn't excite me much at all. For awhile there I was EXTREMELY ready to get out of the tri cities, and I'm not saying I'm not... but the idea of moving to some cold ass place that i've never been before scares me. I'm afraid of losing the familiarity and comfort of my friends and my routines. I'm also very afraid of not having my parents to come rescue me when my car finally blows up and I'm stuck by the side of a highway somewhere. I'm afraid of paying bills and being broke all the time. I'm afraid my job won't transfer. I'm afraid my professors will be extremely hard and I won't do nearly as well as I'm doing here.
There's just a lot on my mind and on my plate right now.... I'm gonna smoke some good herb and play guitar.
His name is Thomas and he's my friend Lily's (or Cece's, either way, she goes by a couple names) boyfriend, and we got into a conversation today and ended up talking for two hours on all sorts of philosophical things. Lately, for some reason, I've become really philosophical... wondering why we're here, how people interact with one another, how people get ahead, why people associate with others the way they do.. And nobody really wants to hear me rant on about these things though I find myself doing it all the time. But this guy Thomas was totally interested and we had a fantastic conversation. He's a really good listener and talks about as much as I do, so you can imagine it was just.. talktalktalktalk. He's a person that *always* has something to talk about and told me, "My brain doesn't have an off switch. I'm always thinking about something..." That's just like me!!! It was exciting. I am sure we are going to be good friends.
Subtle things like this in my everyday life are what keep me going. Knowing there are people I can relate too. Knowing that I'm not alone. That I'm not a complete weirdo. I'm intelligent and being around other intelligent people makes me happy. No, I'm not saying I'm particularily "super smart," because that would imply that I think super quickly and can regurgitate a bunch of facts because I can't. But meeting other emotionally intelligent people makes me really happy.
I'm so thankful for my friends and I'm happy that occasionally I make new ones. : )
Man, what am I going to do today. I should of been studying Japanese earlier but instead I ended up in this huge conversation. I've got time, considering I go to bed at 11 pm my day is just starting.
My must do list for today:
1. Check out this book that Thomas just told me about that I really want to read.
2. Play for an hour.
3. Study Japanese for an hour and a half to two hours.
This blog entry is quite bland, so I'm gonna add a music video.
I love this song. I've taken a weird liking to blues rock lately.
Hello everyone!
It's the 15th, which means I'm sort of thinking about halloween now. I'm happy that I do have an initiative to dress up, gonna be helping with the Japanese club halloween event. Because it's for school though, I can't really dress in anything too sexy. I was thinking a fairy costume this year. Originally, I wanted to do Toad from super mario brothers, but I don't have the time, patience or finances to do a good cosplay.
That being said, this is what I need for a good fairy costume:
-My black leggings,
-Wings
-False eyelashes
-Maybe some cute but wacky nails to match the wings (store bought)
-Colored hair pieces.
I can actually get a lot of this stuff at work. I got the new sales for Sunday and all of their halloween stuff is 50% off. That being said, because I'm getting paid on Wednesday, I'll have a good amount of money saved up.
I'm happy about how much I spent! even with going back and forth to school, and periodically buying food, I only spent about $115. I know that sounds like a lot for a week and a half, but it's really not. I had to spend most of it on gas... Here's my statement:
$284.00 available in checking
$449.00 in savings
My savings account hasn't been touched since my two deposits. That's a good thing. Hopefully it'll stay that way and that I won't get desperate for a computer and pull from it.
Gas totals:
$11.00 from Exxon mobile
$18.25 at shell
*Note, my mom very kindly gave me $20 for gas the other day.
So that's about $50 for gas since 10/07. Eight days. So my budget should be planned accordingly to set aside at least $50 for gas a week. ..As sad as that is. But going to pasco and back doesn't pay for itself.
Food totals: From 10/07-10/14. From most recent to least recent. Couldn't put dates on these because they weren't accurate (the site displays when the payments went through, not necessarily the day it was purchased. I seperated them with spaces to guess how many were made in a day. This is just for absolutely necessary food purchases, not restaurants.
Hawks Nest $3.29. Coffee and Bagel.
Hawks Nest $4.77 PB&J cause the bagel I brought was rotten.
$1.50. Pepsi.
$4.01. Starbucks. Had to get myself a coffee. This was the night I spent at Jessica's and had school the next day.
$4.61. Rite Aid.
Powerbar and an Amy's lunch. Arizona tea.
$2.07. Rite Aid.
Probably a 5 hour energy shot.
$5.79. Rite Aid.
Lunch. I hadn't been packing them because of lack of food at home.
$3.87. Rite Aid.
Lunch.
$3.10. Rite Aid.
Probably a snack for a late shift.
_________________________
$33.01 on food in 8 days.
This can be improved by packing my own lunches more often. I've been making an effort with this the past few days. It's just not very much to eat around here. Once I get my next paycheck, I might need to start buying produce for myself and add that to my budget. Just $20 a week would make a big difference, and save me money in the long run because I'm not spending as much on food.
Fun Totals:
$24.55. Sushi Nori.
Went out to eat 10/07 on my pay day. I took Samantha out to dinner. Pretty worth while purchase.
I have gone out more often than this, but I've been really good about not spending money when I go out. I haven't really had that much time for this category because of school and work.
So yeah, overall I did pretty good. Now I'm thinking about my next paycheck and planning out how I'm going to save money these next two weeks. I don't know what my paycheck is going to look like. I doubt it'll be more than the last one, but I hope it's not too much less. I'm going to try to figure out what I'm owed, or at least get a good guess.... I'm going to use my facebook to figure out what days I worked before 10/10.
Work Totals:
Sat Oct. 8th, 8 hour shift. $69.36
Sun Oct 9th, 6 hour shift. $52.02
Tues Oct 11, 8 hour shift. $69.36
Friday, Oct. 14. 8 hour shift. $69.36
(30 hour work week)
Sun Oct. 16 11-7, 8 hour shift. $69.36
Tues Oct 17, 2-10:15, 8 hour shift. $69.36
Get paid Wednesday....
Friday, 4-10:15, 6 hour shift. $52.02
Saturday, 4-10:15, 6 hour shift. $52.02
(30 hour work week again)
Approx. total for Wednesday, Oct. 19: $398.82
BUT, stupid taxes. So approx total - $35.89 for 9% income tax
=$362.93
Hurray! That's not a bad paycheck at all. WAY more than I was ever making at Toys R Us last year, that's for damn sure. I'd probably only get about $150 or so back then.
If I am very good at savings until Wednesday, and only use the money that is going to be given to me for the estate sale today for gasoline, then I'm going to have approx $250.00 on Wednesday. So my approximate amount of money in my checking account after my next paycheck will be:
Checking: $250+$305= $555
Savings: $449+$57= $506
I think around $60 will be sufficient for my savings account for these two weeks.
I'll think about what I need to buy more later. The main thing that's on my mind right now is gas (as always), food (as always), and a new halloween costume. I'd like to maybe take Katelynn out to dinner when I get paid, too. That'd be nice. I guess sushi is sort of my reward to myself for working so hard. For the next couple weeks however, I intend on spending less money on food, or at least making an effort to do so by packing a lunch at home. I did buy a little $6 thermal lunch jar at rite aid, which I used for lunch a couple days this last week. It's already paid for itself.
